How Inquiries Drop Your Score (and How Fast They Recover) Every time you apply for a credit card, auto loan, or mortgage, the lender pulls your credit report. This is called a hard inquiry, and it can temporarily lower your credit score. If...
Does Shopping for a Car Loan Hurt Your Credit? So you are ready to buy a car and you want to make sure you get the best interest rate possible. That means applying with multiple lenders to compare offers. But does shopping for...