How to Refinance a Car Loan With Better Credit If your credit score has climbed since you first signed your auto loan, you may be sitting on a real opportunity to cut your costs. When you refinance a car loan, you replace your...
How to Lower Credit Card APR: 5 Proven Secrets That Work If you carry a balance on a credit card, credit card APR is the single most important number controlling how fast your debt grows. APR — the annual percentage rate — is...
Fair Debt Collection Practices Act: 7 Rights You Have Now If a debt collector has been calling you at work, pressuring you for a payment you do not owe, or threatening consequences they cannot legally deliver, the Fair Debt Collection Practices Act (FDCPA)...
What Does “Account Closed by Credit Grantor” Mean? 5 Things to Know Now You pull up your credit report and see the words “account closed by credit grantor” next to one of your accounts. What happened? Did you do something wrong? Is this...
How to Understand Inquiries on Your Credit Report: 5 Things to Know Now Every time someone checks your credit, an inquiry may be added to your credit report. If you have noticed a list of inquiries and wondered what they mean, whether they...
How to Understand “Account Never Late” on Your Credit Report: 5 Things to Know Now When you see “account never late on your credit report,” it is one of the best notations you can have. Should you celebrate or worry? The short answer:...
How to Fix a Wrong Address on Your Credit Report: 5 Simple Steps Now You check your credit report and spot an address that is not yours. Maybe it is an old apartment you moved out of years ago. Maybe it is an...
What Does “Transferred” Mean on a Credit Report? 5 Things to Know Now You are reviewing your credit report and spot the word “transferred” next to one of your accounts. What does it mean? Is it bad news? Should you take action? A...
How a Car Lease Affects Your Credit Score: 5 Things to Know Now Leasing a car is a popular option for drivers who want a new vehicle without the long-term commitment of buying. But before you sign a lease agreement, it is important...
Credit Score for a Personal Loan: What You Need to Know in 2026 If you are thinking about applying for a personal loan, the first question on your mind is probably: what credit score do you need for a personal loan? The answer...